Video Briefing

Goodlife Investor: Biggest IRISH Citizenship CHANGE in a Generation (Explained)

Sep 8, 2026Video Briefing18:19Watch on YouTube

The Irish government has introduced a series of reforms that make naturalisation considerably harder and less certain for most applicants.

Key changes to Irish citizenship eligibility

Change Previous rule New rule
Residency requirement 5 years of residence (including the final 2 years immediately before application) 8 years total, with at least 2 years immediately before applying and the remaining 6 years within the last 10 years
Language test No language test required Mandatory proficiency test in English, Irish or Irish Sign Language
Civics knowledge No civics or history exam Applicants must pass a civics exam covering Irish society, politics and national views
Financial self‑reliance No explicit income or welfare restrictions New criteria require proof of financial self‑sufficiency; receipt of social welfare or temporary protection status (TPS) no longer counts toward residency
TPS years excluded Time spent under the EU Temporary Protection Directive counted toward residency All TPS years are excluded, affecting many Ukrainian refugees who entered Ireland under that scheme
Revocation of naturalised citizenship Naturalised citizenship was effectively permanent The Justice Minister now has authority to revoke naturalised citizenship on national‑security grounds; naturalisation can be cancelled, whereas citizenship by birth or ancestry remains protected

These reforms shift Ireland from the fastest EU naturalisation route (5 years, no language or civics tests) to a more restrictive pathway that many applicants may find impractical.


An alternative fast‑track route to EU citizenship: Portugal

Portugal offers two main residency programmes that can lead to citizenship, each with distinct requirements and timelines.

1. Income‑based residency (D7/D8)

Requirement D7 (Passive income) D8 (Active income)
Minimum monthly income ≈ €920 ≈ €2 500
Source of income Pensions, dividends, rental income, etc. Salary, business profits, freelance work
Physical presence Minimum 6 months + 1 day per year in Portugal Same
Application fees Nominal state fee + legal costs Same
Path to citizenship After 10 years of residence (Portugal increased the naturalisation period from 5 to 10 years in 2026) Same

The D7/D8 routes do not require a large upfront investment; applicants only need to demonstrate the qualifying income and meet the physical‑presence threshold.

2. Golden‑Visa (investment‑based) residency

  • Minimum investment: €350 k in a qualifying hospitality fund (or €500 k in other approved assets).
  • Residency duration: 5 years of conditional residency, after which a permanent residency card is issued.
  • Return of capital: The investment is structured as a fund; after the 5‑year period the capital is expected to be returned, with an additional €50 k profit often projected.
  • Citizenship timeline: Naturalisation normally requires 10 years of residence, but the investment route can be combined with the fast‑track provision for certain CPL (Citizenship by Investment) holders, potentially reducing the effective wait by 3 years (e.g., from 10 to 7 years).

Fast‑track option for CPL holders

Portuguese law does not currently prohibit CPL citizens (those who obtained citizenship through investment in another EU country) from using the fast‑track mechanism. While the legislation could change in the future, as of now CPL holders may apply for Portuguese citizenship after 7 years of residence, saving three years compared with the standard 10‑year route.


Practical considerations

  • Residency vs. investment: The income‑based D7/D8 routes involve minimal upfront cost but require proof of sustained income and compliance with the 6‑month physical‑presence rule each year. The golden‑visa route demands a sizable capital outlay but may be attractive for investors seeking a more passive residency path.
  • Timeline: Even with the fastest routes, Portuguese naturalisation still takes 7–10 years. Applicants should plan long‑term residency and be prepared for the associated tax and reporting obligations.
  • Risk of revocation: Unlike Irish naturalisation, Portuguese citizenship does not currently include a statutory revocation clause tied to national‑security concerns, but applicants should maintain compliance with residency and investment conditions to avoid administrative challenges.
  • Tax implications: Both Ireland and Portugal tax residents on worldwide income. Prospective applicants should assess the tax residency rules of each country, especially if maintaining income streams in other jurisdictions.

Bottom line

Ireland’s recent reforms—longer residency, mandatory language and civics exams, financial self‑reliance checks, exclusion of TPS years, and the possibility of revoking naturalised citizenship—make it a far less attractive route to EU citizenship for most applicants. Portugal, by contrast, still offers relatively clear pathways through income‑based residency or investment, albeit with longer naturalisation periods (10 years, potentially reduced to 7 years for CPL holders). Prospective applicants should weigh the residency commitments, financial requirements, and long‑term tax consequences when choosing between these options.

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