Video Briefing

Wealthy Expat: The Citizenship Loophole My Clients Use to Get a Cheap Second Passport

Jun 14, 2026Video Briefing8:48Watch on YouTube

Citizenship by descent can be a low-cost route to a second passport for people with qualifying ancestry. For Americans, Canadians, Australians, New Zealanders, South Africans, Germans, and others with immigrant family histories, a grandparent, great-grandparent, or earlier ancestor may create a path to reclaim citizenship in another country.

This route is often overlooked because many people assume they need to invest large sums, move abroad, or go through standard naturalization. In some cases, the process may cost only a few thousand dollars, or even a few hundred dollars, depending on the country, document requirements, and whether professional help is used.

Citizenship by descent may be relevant when:

  • A parent, grandparent, great-grandparent, or earlier ancestor came from another country.
  • An ancestor left during or after World War II.
  • A family was displaced, expelled, or forced to leave a country.
  • The person wants a backup citizenship, an EU passport, or a future option to renounce another citizenship.
  • Children or future generations may later want access to the country or region.

The main practical point is timing. Some citizenship-by-descent rules can change. Italy was cited as an example of a country that recently changed its citizenship-by-descent law, potentially cutting off many people with Italian ancestry. The risk is that someone may delay applying because they do not currently plan to move, only to find later that the route has closed for them or their children.

DNA tests and ancestry tools can help identify possible family origins, especially where someone does not know the full family history. They may show ancestry from countries such as Poland, Italy, Spain, Croatia, Hungary, Germany, or others, and may help match a person to specific ancestors. However, using DNA services means trusting a private company with sensitive genetic information.

A DNA result alone is not the same as citizenship eligibility. The useful part is identifying which family lines to investigate, then checking whether the person can document the chain of descent with birth, marriage, naturalization, and other records.

Countries mentioned as possible citizenship-by-descent options include:

  • Ireland: described as available in some cases through ancestry two generations back. It may be relevant for people in Australia, New Zealand, the United States, Canada, and other countries with Irish family history.
  • Poland: described as potentially available three to four generations back, especially in cases connected to World War II. Polish ancestry may be common in parts of the United States and Canada, including Ohio, New York, Chicago, Toronto, and other communities.
  • Slovakia: described as an underrated EU option, potentially relevant three to four generations back.
  • Czech Republic / Czechia: described as potentially relevant two generations back.
  • Croatia: described as potentially relevant for people whose ancestors left before or around the Yugoslav war, including families who moved to Germany, the UK, the United States, Australia, or elsewhere.
  • Serbia: mentioned as another possible ancestry-based citizenship route.
  • Germany: described as strategically useful in some cases, including for a US citizen who obtained German citizenship and later renounced US citizenship.
  • Italy: described as a well-known route that has recently become more restricted.
  • Hungary: mentioned as another ancestry-based option.
  • Luxembourg: mentioned as a niche option where an unknown ancestral link could matter.
  • Canada: mentioned as a possible descent option for someone abroad with a Canadian parent or grandparent connection.
  • Uruguay and Panama: mentioned as possible descent-related options in Latin America.
  • Barbados and Grenada: mentioned as examples where a parent’s citizenship or birthplace could make a second citizenship worth claiming, even if the person does not plan to live there.
  • Kenya: mentioned as an example of a country that may appear in someone’s ancestry or family background.

The value of a second citizenship is not limited to living in that country. It can provide a backup plan, access to a region such as the European Union, a travel document, or a long-term option for children. Even a country that does not seem immediately attractive may provide useful flexibility later.

The practical steps are:

  1. Map the family tree as far back as possible.
  2. Identify ancestors born abroad, especially parents, grandparents, great-grandparents, or ancestors affected by war or displacement.
  3. Check whether the relevant country allows citizenship by descent through that generation.
  4. Gather documents proving the family chain.
  5. Act before rules change, especially where a country is already reviewing or tightening eligibility.

Citizenship by descent is not guaranteed, and the rules vary by country. The strongest cases are those where the family line is clear, the documents are available, and the country still allows claims through the relevant generation.