Video Briefing

Nomad Capitalist: Three tiers of passports: Which one is the best for you?

Mar 26, 2017Video Briefing5:34Watch on YouTube

The value of a passport can be measured in two distinct ways: a conventional letter‑grade that reflects overall visa‑free access, and a tiered system that focuses specifically on travel freedom for digital nomads and frequent travelers.

Letter‑grade ranking

  • A‑grade passports (e.g., Sweden, Belgium) sit at the top of the Nomad Passport Index, offering the broadest visa‑free entry worldwide.
  • A‑minus passports (e.g., Poland) grant almost universal access, with the United States often being the sole restriction.
  • B‑plus passports (e.g., Croatia) lose a few more destinations but still provide extensive travel freedom.
  • Grades continue downward from there, reflecting progressively fewer visa‑free options.

Tier system for visa‑free travel

The tier framework groups passports into three categories based solely on the destinations they can reach without a visa:

Tier Typical Access Representative Countries
Tier A Can travel to the United States, Canada, the United Kingdom, Ireland, Australia, and New Zealand – the six English‑speaking nations that are traditionally hardest to enter. Passports such as those of the EU’s most powerful members (e.g., Sweden, Belgium).
Tier B Grants visa‑free entry to the Schengen Area (≈30 European states) and often the Balkans, delivering high “bang‑for‑buck” travel value. Many EU passports that lack access to the English‑speaking countries but cover most of Europe.
Tier C Covers all remaining visa‑free destinations, typically African, Caribbean, or other non‑European nations. Passports from many African states, some Caribbean nations, and other lower‑ranked documents.

Key points about the tiers

  • Schengen access is the primary determinant for Tier B. Because the Schengen bloc is a single travel zone, a passport that includes it offers a substantial advantage for European travel.
  • Balkans are historically more restrictive; inclusion of these countries can push a passport from Tier C toward Tier B.
  • The Schengen area has been expanding its visa‑free list, recently adding countries such as Kiribati, Timor‑Leste, Venezuela, and Colombia, which can shift some passports upward.
  • Tier C passports may still be valuable for specific programs (e.g., economic citizenship in the Comoros) but generally provide fewer strategic travel benefits for Western nomads.

Practical considerations when selecting a second passport

  1. Determine the required tier

    • If you need unrestricted entry to the United States, Canada, the UK, Ireland, Australia, or New Zealand, aim for a Tier A passport.
    • For most digital nomads who prioritize European mobility without the need for the English‑speaking countries, Tier B offers the best cost‑to‑benefit ratio.
    • Tier C may suffice if your travel plans focus on regions outside Europe and the English‑speaking bloc.
  2. Assess ancillary requirements

    • Some visas (or the lack thereof) may still require health insurance, proof of financial means, or other documentation, especially when you deliberately avoid using a primary passport.
    • Be aware of any residency or tax obligations that could arise from holding a particular citizenship.
  3. Factor in future changes

    • Visa‑free agreements evolve; a passport currently in Tier C could move to Tier B as the Schengen area expands.
    • Monitor policy updates for countries you intend to visit regularly.

Decision framework

  • Tier A – Highest travel freedom, but often the most expensive or difficult to obtain through economic citizenship programs.
  • Tier B – Provides extensive European access and is typically the sweet spot for Western citizens retaining their birth citizenship.
  • Tier C – Suitable for niche travel needs or specific investment‑citizenship schemes; less strategic for broad global mobility.

Choosing the appropriate tier aligns your second‑passport investment with your travel goals, tax considerations, and lifestyle preferences. By focusing on the tier rather than the raw letter grade, you can more precisely gauge the practical value of a passport for frequent, visa‑free travel.